Florida Insurance Licensing 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

A loss discovered during the policy period that occurred before the inception of the current policy may be covered by?

Discovery Form

A loss discovered during the policy period that occurred before the inception of the current policy may be covered by the Discovery Form. This is because the Discovery Form provides coverage for losses that are discovered during the policy period, even if the loss actually occurred before the policy was in effect. The Loss Sustained Form, on the other hand, provides coverage for losses that occurred during the policy period. The Outside Premises or Events Insuring Agreement does not apply in this situation because it only provides coverage for losses that occur within the premises or events described in the policy. Option D is not correct because there are insurance policies that do provide coverage for losses that occurred before the current policy period.

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Loss Sustained Form

Outside Premises or Events Insuring Agreement

Coverage like this is not available

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