Florida Insurance Licensing 2025 – 400 Free Practice Questions to Pass the Exam

Auto insurance is specifically designed to cover risks associated with vehicles. This type of insurance protects the insured against financial loss in the event of a vehicle accident, theft, or damage to their vehicle. It typically includes liability coverage, which pays for damages to other vehicles or injuries sustained by others in an accident caused by the insured. Additionally, auto insurance can cover medical expenses, damage to the insured's own vehicle, and specific risks such as uninsured or underinsured motorist coverage.

The other types of insurance mentioned serve different purposes: life insurance provides financial support to beneficiaries upon the insured's death; health insurance covers medical expenses for illness or injury; and homeowners insurance protects against risks associated with homeownership, including fire, theft, and liability associated with home injuries. None of these other insurances provide the specific protections against vehicle-related risks that auto insurance does.