Florida Insurance Licensing 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

Which dwelling policy form is considered 'all risks'?

DP-1

DP-2

DP-3

The 'all risks' policy is considered the most comprehensive dwelling policy. Option A, DP-1, is a Basic Form policy and only provides coverage for specifically named perils. Option B, DP-2, is a Broad Form policy and also only covers specifically named perils with the addition of some basic perils. Option D, None of the above, is incorrect because DP-3 is indeed considered an 'all risks' policy. It provides coverage for all perils unless they are specifically excluded. So Option C, DP-3, is the correct answer.

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None of the above

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