Florida Insurance Licensing Practice Exam

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In the case of William's auto collision with a deer, which coverage under his Personal Auto Policy would afford coverage?

  1. Extended Non-Owned coverage

  2. Uninsured Motorists

  3. Collision coverage

  4. Other than Collision coverage

The correct answer is: Other than Collision coverage

In the case of a collision with a deer, Collision coverage would provide coverage for damage to William's vehicle. Extended Non-Owned coverage would only apply if William was driving a vehicle he does not own, Uninsured Motorist coverage would only apply if the deer was considered an uninsured motorist, and Other than Collision coverage would not cover damages from a collision with an animal. Therefore, Other than Collision coverage is the appropriate coverage in this situation.

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